Slim business

Slim business

Both in a sole proprietorship and in a private company you can take smart action. KIBO takes you along and shows you how to do this. The income tax in the Netherlands is legal neutral regulated. This means that the tax on profits in a sole proprietorship or in a BV differs widely. That makes it attractive for many small and medium-sized businesses (SMEs) to be creative and to engage in and in BV and in a sole proprietorship. The entrepreneur with a BV may transfer that undertaking to him or her in whole or in part. For the income tax…

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3 essential tips for business in France

essential tips for business

Business in France Business in France offers many possibilities. France is a highly developed country and one of the largest economies in the world. Although French are proud of their country and independence, they are increasingly associated with Europe. Many international investors find their way to the French market. However, they must take into account some peculiarities. To help you with your first steps and in the French business world, we have put together five tips. Tip 1: Respect the French language and culture The French language is an important part of French culture. Despite the…

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A more than maximum mileage fee and the free area of ​​labor costs.

A more than maximum mileage fee and the free area of ​​labor costs.

Question My staff really need a rental car for work, but as an employer, I can not afford it at the moment. Therefore, I chose another solution: I pay them a more than usual fee for using their private car. Instead of 19 I pay 35 cents per kilometer. I am familiar with the fact that this fee is above the permitted tax-free amount. Hence my two-way question: Can I pay my employees who pay higher compensation tax-free, which is covered by the free space of the labor cost scheme and fits that within…

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Subsidy Scheme Practice Learning: Apply Now!

Subsidy Scheme Practice Learning

Since January 1, 2014, companies that offer a practical place of learning apply to the Subsidy Scheme. Every year you can apply for a grant at the end of the education year if you offer such a place. For whom? The practice of teaching practice is primarily aimed at groups in a vulnerable position where, for example, youth unemployment is a major problem. Sectors in which staffing bottlenecks are expected and scientific staff indispensable for our knowledge economy are also covered by this scheme. Learning levels The scheme applies to places of…

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Mortgage Loan Agreement

Mortgage Loan Agreement The loan of money is an operation where one person gives money to another provided that it reimburses it later. This loan may be for free or for consideration. A loan of money for consideration is a loan that carries an interest rate. How to use this model? The document is only valid for non-professional purposes. It is addressed in case one or more individuals wish to help another person by lending him money. Loans between individuals are often done informally, through mutual trust in family and friendship. However, the…

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Can you get in touch directly with my banker?

Can you get in touch directly with my banker

The procedure is different depending on the type of borrower insurance change you are making and the date of purchase of your loan. You make a change of insurance of real estate loan thanks to the law Hamon  because your loan was subscribed less than 12 months ago: In this case, we will let you join before your banker is solicited. Indeed, the procedure defined by law, is first to join a new loan insurance (with a new insurance start date sufficiently long so that you are not doubly covered) and then to…

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Testament for the entrepreneur

Testament for the entrepreneur

Due to the death of an entrepreneur, the company’s continuity can endanger. In order to minimize this risk, it is important to pay attention to the succession of the company after your death in your will, also called the entrepreneurial testament. Why an entrepreneurial testament? An entrepreneurial test equals a normal testament with the addition of some special provisions regarding the company. In the testament, you will determine what happens to the company after your death. By imposing these specific provisions regarding your company in the will, the heirs will not agree…

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Your hourly criterion and taxes

Your hourly criterion and taxes

The hourly criterion is a key to a lot of tax benefit. The entrepreneur who works in a calendar year for at least 1,225 hours plus more than half of the time available for work in and for his company is entitled to multiple deductions. The last criterion applies only if he is no starting entrepreneur anymore. Which posts should you think about? Some examples include the self-employed and starter deduction, deduction for research and development work, co-deductions or additions to the old-age reserve. These deductions may amount to thousands of euros to tax…

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Tax advantage for entrepreneurs

Tax advantage for entrepreneurs

As an entrepreneur, you pay income taxes on the profits that you have achieved with your business. A number of deductions may be deducted from this gain. As a result, you pay a lot less tax. The following schemes are available to (starting) entrepreneurs. Self-employment deduction Entrepreneurs who meet the hourly criterion (at least 1,225 hours spent on the company) are eligible for the self-employed deduction. The self-employed deduction is a fixed amount of € 7,280 for entrepreneurs who have not yet reached the AOW age. Have you reached the AOW age at the beginning…

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Hamon Law and Home Loan Insurance

Real estate insurance concept

What does the Hamon law on borrower insurance change? The Hamon law on mortgage extends the freedoms of the borrowers: It is now possible to cancel the insurance of its mortgage for the first 12 months (with a notice of 15 days) following the date of signature of your loan offer. The Hamon Act covers insurance for loans intended to finance: The purchase of new or old property for use as a dwelling (or for business and residential purposes) The financing of works (if more than € 75 000) The construction of a…

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